Invest in Your Future
Financing your education is the first step in building a brighter future. At University of Western States, we’ll help you understand your financial aid options and create a clear path forward that aligns with your personal and professional goals.
Financing Your Education
UWS offers a range of financial aid opportunities—including scholarships, grants, loans, and other resources—to support students of all
financial backgrounds. Explore the available funding options and consider how best to plan for the road ahead.
Financial Aid Process
Steps for U.S. Students
Step 1
Complete and submit the Free Application for Federal Student Aid (FAFSA). University of Western States’ code is 012309.
Step 2
You will be notified if additional documents are needed for submission as required by the U.S. Department of Education.
Step 3
Review and return your estimated award letter.
Step 4
Complete and e-sign the Master Promissory Note.
Step 5
Complete the student loan entrance counseling requirement.
Step 6
Look out for an email from your financial aid advisor. Financial Aid will post to your account after the Add/Drop period of each semester.
Steps for Canadian Students
Step 1
Visit Canada’s Student Grants and Loans page.
Step 2
Find your province or territory page to access the eligibility and application information.
Step 3
Complete and submit your application for student grants and loans.
Step 4
After you apply, your provincial or territorial student aid service will contact you with next steps.
For other students, please visit our International Students page for more information.
Tuition & Fees
Get a clear picture of the tuition and fees
for the programs you are interested in.
Cost Calculator
See an estimate of your total cost
based on your unique circumstances.
Scholarships
From merit-based awards to donor-funded and international options, UWS offers multiple opportunities to help you reduce tuition costs. Use the links below to explore all our current scholarship options, including awards specifically for Canadian and other international students.
In addition to our institutional offerings, we also encourage you to explore external scholarship opportunities to help cover tuition and expenses.
Federal and Private Aid
Federal Financial Aid
Federal financial aid is a common way students help finance their education. These options are backed by the U.S. Department of Education and may include benefits like flexible repayment plans and loan forgiveness programs for eligible borrowers.
Private Financial Aid
Private financial aid can offer additional flexibility for students who need support beyond federal options or who may not qualify for federal aid. These loans are provided by banks or private lenders and can be used alongside other funding resources to help cover educational costs.
Articulation Agreements
We maintain articulation agreements with other colleges and universities to help undergraduate students save time and money in their pursuit of deeper knowledge. Learn more about our academic partners today.
Federal Legislation Updates
Stay up to date with changes and proposals that may impact federal student aid programs.
FAQ
Students need to apply for need-based federal student aid by completing the Free Application for Federal Student Aid (FAFSA) annually. The FAFSA will determine a student’s Expected Family Contribution (EFC) toward his or her education for that year. This will be used to decide what types of financial aid a student is eligible to receive.
The EFC is a federal calculation that is an estimate of your family’s ability to contribute to your education during an academic year. The calculation takes into account your family size, number of family members enrolled in college (excluding your parents if you are a dependent student), family income, family assets, taxes paid and a number of other factors. The EFC often seems high, but remember that it does not necessarily represent the amount you and/or your family must pay to the school for direct educational expenses. It is simply meant to be an approximate measure of your family’s ability to contribute. The EFC can be covered, if necessary, with student and/or parent loans.
Students who are concurrently enrolled at UWS in two or more programs may request loans to cover the additional costs associated with the additional program(s). Generally, the additional funding is provided in the form of a Grad PLUS Loan. Contact the financial aid office ([email protected]) to obtain a Funding Request for Additional Programs form.
Financial aid is available for the Human/Clinical Nutrition and Functional Medicine Graduate Certificate and the Applied Sport Psychology Graduate Certificate. However, it is not available for any other graduate certificate programs at this time.
When it comes to UWS undergraduate programs, financial aid information will vary from student to student. Please contact the financial aid office by email ([email protected]) or phone (971-449-9215) to discuss your individualized financial aid approach.
Please contact the UWS Office of Financial Aid for your financial aid status information.
If you are dropping one class, you may be eligible for a refund. Please see Policy 3021 Tuition and Fees Refund for more details. If you need to withdraw from the term, please fill out the Temporary Withdrawal Form.
First step, complete the FAFSA at studentaid.gov as soon as possible. If you have already completed the FAFSA, be sure to include the UWS School Code: 012309.
Support When You Need it
The Office of Financial Aid is here to help you explore your options, answer questions, and create a plan that works for you.
Contact the Office of Financial Aid at [email protected] or call 971-449-9223.