The standard budget established for financial aid purposes includes estimated living expenses for one person in the Portland metropolitan area. Because student living arrangements and personal spending habits vary widely, there is no single figure that perfectly represents the cost of attendance of the DC program at UWS. With careful planning and budgeting, you can spend significantly less than the estimated expenses, thereby minimizing your student loan debt.
Estimated cost for the Doctor of Chiropractic program for 2012-13 based on the first academic year (3 quarters):
|Total Direct Costs:
|Books & Supplies
|Estimated Loan Fees
|Total Estimated Indirect Costs
|Estimated Grand Total
The Cost of Attendance represents the maximum you may receive in all forms of educational funding, including federal and private student loans, scholarships, stipends, and grants.
*Tuition and fees are are based on full-time enrollment (9 credits or more) and subject to change without notice. Tuition rates and fees are annually reviewed and approved by the Board of Trustees, and typically any changes go into effect at the beginning of the summer term.
U.S. Financial Aid for Doctor of Chiropractic Students
Federal aid for the Doctor of Chiropractic program consists of a variety of student loan programs. All D.C. students are automatically considered for all types of student loans listed below. Students are awarded the maximum amount of each type of aid, based on their eligibility as calculated by the U.S. Department of Education.
These are the types of federal loans available:
Perkins Loans (based on EFC, timely FAFSA application, and availability of funding)
Non-federal sources of funding:
Federal Direct Loans ( also known as Stafford or Direct Loans)
- Amounts vary depending on funds available to award
Federal Direct Grad PLUS loans
- Annual Unsubsidized Direct Loan limit: $33,000
- You are eligible to borrow up to the annual limit for every 9 consecutive months of study at UWS
- Annual limit: Cost of Attendance minus other financial assistance, such as loans and scholarships
- UWS Scholarships
- Scholarships from outside sources
- A number of private organizations offer scholarships; each organization will have its own deadlines, criteria, and application processes
- www.fastweb.com is a helpful resource to help you get started on your search for scholarships
- Veterans Educational Benefits
- Alternative Loans (non-federal loans borrowed through private lenders)
- Can be borrowed to cover the entire Cost of Attendance, minus any other financial assistance.
- Recommended as a last resort only.
- Cost and terms are typically less favorable than federal student loans.
Please do not hesitate to contact the Financial Aid Office by email at email@example.com or call 503-847-2563 if you have any questions.